Ever since I bought my first piece of rich Indian gold, anything less than 18k gold looks utterly cheap to me. While we all cannot afford the real deal (especially in this dismal economy), Kenneth Jay Lane, a regularly affordable jewelry designer, has created an elaborate and breaktaking necklace made of 22k gold plate and a single Swarovski crystal for only $90. The elaborate chain, the stunning emerald, and the short length all make this worthy for a night at the opera. Or I just may pair this beauty with jeans and a crisp white blouse. Available at net-a-porter.com.